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State Assisted Scheme of Provident Fund for Unorganised Workers - SASPFUW


The unorganised workers account for about 93 per cent of the total workforce and there is a steady growth in it over years in India. It is argued that the major security needs of the unorganised workers are food security, nutritional security, health security, housing security, employment security, income security, life and accident security, and old age security.

The Employees’ Provident Funds & Miscellaneous Provisions Act, 1952 (EPF & MP Act) which applies to specific scheduled factories and establishments employing 20 or more employees and ensures provident fund to a small proportion of the population as smaller establishments are excluded from the benefits of the said Act. As a result, a vast majority of Labour force in the unorganized sector are beyond the benefits under the said Act.

Objective Of the Scheme

To provide scope of Provident Fund to the workers in the Unorganised Sector, the State Assisted Scheme of Provident Fund for Unorganized Workers (SASPFUW) was introduced by the Govt. of West Bengal, vide Labour Department’s Resolution No 180-IR dated 24-01-2001 & Resolution No 305-IR dated 19-02-2001and implemented by the Labour Directorate, West Bengal.


  • All wage employed & self-employed workers between the age of 18 & 60 years in the unorganized sector. So far 46 Unorganised Industries & 12 Self-employed Occupations are covered.
  • Average family income of a worker not more than Rs. 6500/- per month.
  • Place of work should be in West Bengal.
  • Workers already covered under the ‘Employees’ Provident Fund & Miscellaneous Provisions Act, 1952 are not eligible. Lists of 46 Unorganised Industries & 12 Self-employed Occupations are appended below.